GENERAL PROVISIONS

This website is owned and operated by Natalia Daies, Miko & Taly, LLC, and Miko’s Code, Ltd. Use of this website is at your own risk. These Terms are subject to change at any time without notice.

INTELLECTUAL PROPERTY NOTICE

All content and materials on this site are the property of Natalia Daies, Miko & Taly, LLC, and Miko’s Code, Ltd. or the properly attributed party. Unauthorized use, reproduction, or modification of any content is prohibited and may result in legal action.

You may not:

• Repost or reproduce any part of the site’s content elsewhere, including social media or third-party websites.

• Alter or modify any materials from the site.

UNLIMITED REVISIONS

Unlimited revisions are available within the scope and timeline defined in your project agreement. Additional revisions or out-of-scope changes may incur extra charges.

ADDITIONAL FEES

Additional fees apply for third-party services, including but not limited to web hosting, domains, email providers (e.g., Google Workspace), and integrations (e.g., Mailchimp). Clients are responsible for these costs.

RETAINER SUBSCRIPTIONS

If you are enrolled in a retainer subscription:

• The retainer includes services explicitly outlined in your agreement.

• Unused hours or tasks do not roll over to the next billing cycle.

• It is the client’s responsibility to make use of the allotted hours within each billing period. Refunds will not be issued for unused time in a given month once that month has ended.

• Work outside the agreed scope will be billed separately at our current hourly/project rate.

• Subscription fees are billed monthly in advance and are non-refundable.

• Either party may terminate a retainer with 30 days’ written notice. Any outstanding balance is due immediately upon termination.

SECURITY AND ASSUMPTION OF RISK

SECURITY

It is your responsibility to secure your username and password from theft or any other means of unauthorized use that would violate these Terms and Conditions of Use. We do not store any whole credit card numbers or payment information; instead, these are processed through third-party processors such as FreshBooks, Stripe, or PayPal. By utilizing these payment processors to access the Offering, you indemnify us and assume any and all risk or liability for the security of your payment details, agreeing to be bound by the third-party payment processor’s applicable terms and conditions of use.

CONFIDENTIALITY

You have no right to confidentiality unless otherwise explicitly stated, such as in a subsequent client agreement, or otherwise implicitly agreed upon as mandated by law or fiduciary duty.

ASSUMPTION OF RISK

By accessing Our Offering and/or related materials, whether paid or unpaid, You assume all the risk of Your access and any subsequent actions You choose to take as a result of the influence, information, or educational materials provided to You.

YOUR COMMUNICATIONS

Any communications made through our ‘contact’, blog, blog comments, newsletter sign up, or other related pages, or directly to our phones, mailing, or email addresses are not held privileged or confidential and are subject to viewing and distribution by third parties. We own all communications displayed on our website, servers, comments, emails, and other media, as permitted by United States law. We do not provide credit or pay royalties for unsolicited user-generated content, such as blog comments or emails. For more information on when and how we store and use your communications or any data provided by you in those communications, please refer to our Privacy Policy on this page.

We maintain the right to republish any submission in whole or in part as reasonably necessary in the course of our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to, communications that are potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or inappropriate.

DISCLAIMERS

Our website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless Our website and company for any direct or indirect loss or damage incurred as a result of Your use of Our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

While we may reference certain results, outcomes, or situations on this website, you understand and acknowledge that we make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for you as a result of these statements or any other statements anywhere on this website. If you have medical, legal, or financial questions, you should consult a medical professional, lawyer, or CPA and/or CFP, respectively. We expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using this website, related materials, products, courses, or the materials contained herein.

This website is updated on a regular basis, and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained herein are entirely accurate, complete, or up to date. You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is used at your own risk. If you notice any errors or omissions and would like to report them, please email us at hello@nataliadaies.com or hello@mikoandtaly.com.

THIRD PARTY DISCLAIMER

You acknowledge and agree that We are not liable for any defamatory, offensive, or illegal conduct of any other participant or user, including You.

WARRANTIES DISCLAIMER

WE MAKE NO WARRANTIES AS TO OUR PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS. YOU AGREE THAT PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, OR CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR PROGRAM, PRODUCT, OR SERVICES MATERIALS, OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE.

INDEMNIFICATION, LIMITATION OF LIABILITY, AND RELEASE OF CLAIMS

AFFILIATES

This site may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of your purchase through one of these links. We will use reasonable efforts to notify you when and where we have placed affiliate links in addition to this disclaimer located in these Terms and Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.

TERMINATION

If at any time We feel You have violated these Terms and Conditions, then We shall immediately terminate Your use of Our website and any related communications as We deem appropriate. It is within Our sole discretion to allow any user’s access to Our website, and We may revoke this access at any time without notice, and if necessary, block Your IP address from further visits to Our site(s).

FINANCIAL CONSIDERATIONS

REFUNDS

We take your investment seriously, and we’d appreciate it if you took our investment of time and resources into your success seriously too.

Due to the nature of the services and/or products provided, refunds will not be given unless otherwise specified in writing. Natalia Daies, Miko & Taly, LLC, and Miko’s Code, Ltd. reserves the right to charge 1.5% interest per day upon any outstanding sum left unpaid on or after 14 calendar days from the due date.

Example:
$100 due March 1
$101.50 due March 15
$103.03 due March 16
Sent to Collections April 15

After 30 days of outstanding payment, Natalia Daies, Miko & Taly, LLC, and Miko’s Code, Ltd. reserves the right to send you to collections, upon which you will owe the total amount of any outstanding payments plus any collection costs, including reasonable attorney’s fees.

CHARGEBACKS

You agree to make every effort to file a refund before attempting a chargeback with your financial institution. In the event of a chargeback attempt, you expressly agree to forfeit any and all of our bonuses, affiliate bonuses, or other materials afforded to you in exchange for your original purchase of our Service. We reserve the right to present proof of your access and these Terms and Conditions of Use to the financial institution investigating the dispute.

RECURRING PAYMENTS

If you have signed up for a payment plan, you hereby authorize our continued access to your financial information stored by our third-party financial processing company referenced in this Agreement until your payment plan is complete, as set forth in your acceptance of the purchase terms upon checkout.

REVOCATION OF ACCESS

You have the unilateral right to terminate your use and access to any of Our Services. Please send an email to hello@nataliadaies.com or hello@mikoandtaly.com to initiate this process. Termination will not excuse you from further payment. Upon confirmation of your termination, any and all outstanding balances will become immediately due and payable. Any existing balance that remains after 14 days from the date of termination will be sent to a collections agency, and you agree to be responsible for any additional charges, fees, or costs associated with such a collection effort, including but not limited to reasonable attorney’s fees and court costs.

ENTIRE AGREEMENT

Before you register with our website or make any purchases therefrom, you will be asked to consent to our Privacy Policy. If you have consented, or once you do consent, the terms of the Privacy Policy together with these Terms and Conditions, the information contained herein constitutes the entire agreement between site users and our company relating to the use of this website.

LAW AND JURISDICTION

These Terms and Conditions of Use and Privacy Policy are governed by and construed in accordance with the laws of the United States. Any dispute arising out of or related to the information contained herein is subject to adjudication in the state of Delaware, United States.

CONSENT

By using our website, you hereby consent to our Terms and Conditions of Use and Privacy Policy.

If you require additional information or have questions about our Terms and Conditions of Use or Privacy Policy, please don't hesitate to contact us by email at hello@nataliadaies.com or hello@mikoandtaly.com.

ALL RIGHTS RESERVED

All rights not expressly granted in these Terms and Conditions of Use and Privacy Policy or any express written agreement here are reserved by Company.

SEVERABILITY

If any part of these Terms and Conditions of Use and Privacy Policy is deemed unlawful and/or unenforceable, all other provisions contained herein will remain in full force and effect.

CONTACT INFORMATION

Email: hello@nataliadaies.com and hello@mikoandtaly.com